Type:
Debt
Focus:
Debt

Overall:

Platform Provided Due Diligence:

Platform Fees:

Quality of Deals:

Website - Instalend.com

Fees - 1-4% annual management fee (spread)

Phone - (480) 624-2599

Through its online real estate crowdfunding marketplace structure, InstaLend makes it possible for investors to achieve higher rates of return on their investments by making direct investments in senior debt offerings.
Register and receive instant access to pre-vetted investment opportunities that allow individuals with no prior real estate-investing experience to participate in quality deal flow.


When you invest in an InstaLend offering, you are investing in a borrower payment dependent note (“BPDN”)—a promissory note in which the investor receives a stated interest rate for a stated term that is dependent on payment of the underlying loan between InstaLend and the property developer. The BPDN is a contract between the investor and InstaLend. Although the investor does not own any equity in the underlying property and their name is not on the property title, the BDPN gives the investor an interest—shared with the other investors who have funded the project—in the underlying property. The interest in the property is the right to receive monthly interest distributions as well as the return of principal upon the borrower's full payment of the underlying loan.

Due Diligence & Discussions

Share your experience. Rate and comment!

Martin Goodenberger

May 04, 2018

Most sites at least let you see some investment offerings without signing in. InstaLend does not...so I created a login. Next, you're required to add more info, including SSN and DOB.  Make it past that step and you get a 30 day cooling period, where you still cannot even access any information about offerings.

 

Seems like a ridiculous approach.  I'll edit if I remember to check them out in a month...

S G

Feb 15, 2017

I’ve done 23 loans with Instalend.  4 have fully repaid with an average 14% cash on cash return. Excellent investor relations- they promptly respond to any questions I may have and frequently update investors on the status of projects.  I especially like the hybrid investor return model, which results in a higher annualized return compared to other platfoms.

James Mc Ree

Jan 30, 2017

I have 2 new deals with InstaLend as a new customer.  So far, so good.  I like the high returns and am hoping these investments play out well.  So far, company has consistently paid out on time.

Top 5 by Overall Rating
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Instalend Instalend
Rated 3.2/5 based on 7 customer reviews

Website - Instalend.com

Fees - 1-4% annual management fee (spread)

Phone - (480) 624-2599

Through its online real estate crowdfunding marketplace structure, InstaLend makes it possible for investors to achieve higher rates of return on their investments by making direct investments in senior debt offerings.
Register and receive instant access to pre-vetted investment opportunities that allow individuals with no prior real estate-investing experience to participate in quality deal flow.


When you invest in an InstaLend offering, you are investing in a borrower payment dependent note (“BPDN”)—a promissory note in which the investor receives a stated interest rate for a stated term that is dependent on payment of the underlying loan between InstaLend and the property developer. The BPDN is a contract between the investor and InstaLend. Although the investor does not own any equity in the underlying property and their name is not on the property title, the BDPN gives the investor an interest—shared with the other investors who have funded the project—in the underlying property. The interest in the property is the right to receive monthly interest distributions as well as the return of principal upon the borrower's full payment of the underlying loan.