Type:
Real Estate Debt
Focus:
Debt

Overall:

Platform Provided Due Diligence:

Platform Fees:

Quality of Deals:

Website - LendingHome.com

Fees - 10% of the coupon rate

Phone - 310.907.7129

LendingHome funds mortgages for real estate professionals and makes them available to you as fractional notes, meaning you can buy a portion of the mortgage. You can either choose individual notes based on risk and return levels or let AutoInvest do the work for you by selecting a conservative, aggressive, or all-notes strategy. Put as little as $5,000 into each investment.


Borrowers will repay the loans you're invested in on a monthly basis. You own a portion each loan you're invested in and will receive a share of each payment. Log into your investor dashboard at any point to see how your investments are performing and summarized statistics for your portfolio.


We perform a comprehensive assessment of many parts of the loan, including the borrower’s credit, the asset valuation, and additional considerations specific to the opportunity being assessed. This diligence helps us offer you high quality investments so you won’t have to worry about evaluating each detail of the loan. If you do want to learn more about the mortgages in your portfolio, you can see information about the borrower, property, and loan terms through the investor portal.

Due Diligence & Discussions

Share your experience. Rate and comment!

James Mc Ree

Jan 30, 2017

I've done about 15 deals with LendingHome.  Overall, I like them.  They provide a good inventory of loans with decent returns.  They are easy to work with and payments arrive consistently (when borrower pays).

My 2 biggest complaints with this platform, apart from some web site interface issues, are:

It is nearly impossible to do any meaningful DD as they release no identifying information on the properties indebted by the notes nor the borrowers.  Investors must hope and trust LH to get it right or the investor pays.

Proactive communications are non-existent.  Their investor relations folks are good when contacted, but they have no outreach whatsoever.  A borrower didn't pay?  You will find out when your expected aggregate payment arrives short in your bank and you logon and find the non-payer yourself.  There are no meaningful progress updates nor explanations of issues on the site.

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Lendinghome Lendinghome
Rated 3.1/5 based on 10 customer reviews

Website - LendingHome.com

Fees - 10% of the coupon rate

Phone - 310.907.7129

LendingHome funds mortgages for real estate professionals and makes them available to you as fractional notes, meaning you can buy a portion of the mortgage. You can either choose individual notes based on risk and return levels or let AutoInvest do the work for you by selecting a conservative, aggressive, or all-notes strategy. Put as little as $5,000 into each investment.


Borrowers will repay the loans you're invested in on a monthly basis. You own a portion each loan you're invested in and will receive a share of each payment. Log into your investor dashboard at any point to see how your investments are performing and summarized statistics for your portfolio.


We perform a comprehensive assessment of many parts of the loan, including the borrower’s credit, the asset valuation, and additional considerations specific to the opportunity being assessed. This diligence helps us offer you high quality investments so you won’t have to worry about evaluating each detail of the loan. If you do want to learn more about the mortgages in your portfolio, you can see information about the borrower, property, and loan terms through the investor portal.