Crowdfund Beat Media Presents: 4th Annual Crowdfunding USA on May 4-5 2017 @ National Press Club Washington, DC. The Important gathering will discuss what’s new on State of Investing and Risk Mitigation through evolving Internet finance space under the label “2017 the Year of 2.0 Equity & SME Finance-Online Lending or Investing- Crowdfunding “Jobs Act” under new congress & President Trump administration” See Conference website & Full Agenda Speakers Early Bird Registration 20% Off Code “CFB17” – click here For Promotional Opportunities, Group Discount, Sponsorship, and how to become a panelist call 1-888-580-6610 or email to firstname.lastname@example.org CF USA AGENDA’s SNAPSHOT SEC – JOBS ACT – Early Investing Family Offices – IRA Trust Rules and Regulations Consideration Rule 506(c) – Title II Tittle III REG D REG CF Definition of accredited investor? Liquidity for the private securities space Redefining Securities Distribution through Crowdfunding Real Estate Crowdfunding Why Hot Real Estate CrowdFunding Is The Next New Frontier? Impact of crowdfunding on real estate finance and deal-making Is Real Estate Crowdfunding Offers An Attractive Alternative For Secure Investments? The Impact of Technology and Internet on Real Estate Crowdfunding Trump to Lift Community Bank Regulations (and what that means for house flippers) Shadow Banking Dodd-Frank: A Republican Congress will likely be looking […]
ATLANTA, GEORGIA GROUNDFLOOR, the first and only U. S. real estate lending platform open to non-accredited investors and IRA Services Trust Company, the leading innovator of hi-tech Self-Directed Individual Retirement Account (SDIRA) solutions, today announced an initiative to maximize the benefits of tax-deferred investing for retail investors. As a result of the collaborative effort, GROUNDFLOOR will immediately begin inviting investors on their platform to fund their accounts directly through their 401(k)s and IRAs. GROUNDFLOOR offers real estate investments with different grades that have a range of risk/reward profiles, offering returns ranging from 5% to over 20% so investors can build a diversified portfolio. In 2016 GROUNDFLOOR delivered loans with an average annualized return of 14.16%.* Compared to 2015, in 2016 loan origination volume in dollars grew by 621%, and the dollar value of principal repaid grew by 588%. Only one of the 108 loans repaid to date has returned less than 100% of the principal due back to GROUNDFLOOR’S investors. At a time when private markets continue to deliver superior returns compared to public markets, most Americans currently saving for retirement can no longer rely solely on traditional stocks, bonds, and mutual funds for growth and yield. At the […]
BY Brock Murray Chief Executive Officer katipult.com, CROWDFUNDING BEAT GUEST POST. Private capital markets are plagued with compliance requirements and operational inefficiencies, and software can eliminate many of the pain points from deal administration to investor reporting. For this reason traditional finance firms are looking at investment crowdfunding, peer to peer lending, and investor management solutions to stay relevant within this industry among the upstart Fintech (FInancial Technology) players. In order to be successful, it’s pertinent to avoid the following pitfalls that often leave teams frustrated, sidetracked, and wondering what went wrong: Insufficient Preparation. Many firms, uneducated and uninformed, don’t prepare appropriately and assume everything will work just like it did for the industry leaders. Critically thinking through the platform requirements, validating/invalidating assumptions, and having a detailed and prioritized roadmap will create efficiencies in the long run, despite initial delays. Underestimating Resources. Moving operations online isn’t easy. Your technology is crucial for success. While there are compliant software products available that have the core functionality your firm needs, there will likely be configuration requirements or modifications. Launching the platform is 50% of the battle, having it successfully implemented and adopted by your stakeholders is the other 50%. Unrealistic Expectations. Approach […]
See the Press Release NASAA President Mike Rothman (L) and SEC Acting Chairman Michael Piwowar sign MOU.
By Anum Yoon, Crowdfund Beat Media Guest Editor, Throughout the past few years, crowdfunding has become a source of fundraising for charities, life-saving surgeries, new products, individual travel goals, research projects and more. With crowdfunding platforms and social media, it’s easier than ever to set up a page where friends and family can donate to whatever it is you’re passionate about or need money for. But does this new fundraising fad have a place in politics? Politicians who are starting campaigns or building platforms need money, and it’s a fairly new possibility that this money could come from small individual donations from people on crowdfunding websites instead of the wealthy upper class. Here’s everything there is to know about crowdfunding in the political arena. Traditional Political Fundraising In the past and even currently, campaigns have been funded by the appropriate political party the candidate is running for. Additionally, wealthy donors throw large amounts of money into the politician’s bank account and, more often than not, cash in the donation for a favor later on down the road. With this system, the upper class and politicians are completely running the show. Campaigns are based on who got money from the top […]
“Copyright” By Jonathan B. Wilson CrowdFund Beat Sr. Guest Editor, Partner, Taylor English Duma LLP The impact of crowdfunding on real estate finance and deal-making has been one of the hottest topics of the past year. With the advent of crowdfunding, real estate developers and investors have multiple pathways to finance their projects and even to plot their exits. But in many ways the impact of crowdfunding has not yet arrived. Crowdfunding for real estate is still in the early stages and may take several detours along the way to its final destination. What is Crowdfunding? The idea of “crowdfunding” has been in the news a great deal but investors have only just begun to realize its potential for the industry. Crowdfunding is the idea that a large number of people, with no particular expertise, can accurately predict the likely success or failure of a venture by combining their own observations and communicating with each other. James Surowiecki, in his book, The Wisdom of Crowds, recounts dozens of examples where a large group of people who were able to collect and share information were able to make more accurate guesses about the success of a project than […]
BY Rachael Everly ,CrowdFund Beat Guest Post, Crowdfunding platforms are a product of technological advancement. However at the end of the day they are a financial solution and their success is dependent on the economic situation at a given time. Many businesses prosper when the economy is booming and all is good. Crowdfunding on the other hand has always prospered when the economy is not doing well, and even during the worst recessions. During the last recession of 2008, there was a great lack of confidence among banks. This led to a drying up of sources of finance for the small business owner and for individuals who were just starting out. Either their loan applications were outright rejected or they were given such high interest rate offers that they were forced to decline. But with the advent of digitalization came the much flexible option of crowdfunding that led smaller business achieving the necessary finances much cheaply and much easily. Setting up a crowdfunding platform is an excellent business idea for it is something that the entrepreneurs need. However to be successful it has to meet the finance needs of people successfully. Initial set-up Crowdfunding platforms are a […]
By Dara Albright,CrowdFunding Beat Guest Editor, FinTechREVOLUTION.tv , Dara Albright Media, In the Fall of 2016, I penned an article entitled, “Modernizing the Self-direct IRA – The Trillion Dollar FinTech Opportunity” – the first in a new series of articles that focuses on next-generation retirement planning. The piece underscored how FinTech will mend America’s flawed retirement system and foster the growth of “digital” investing. This initial report drew attention to the growing necessity for a low-cost, high speed, autonomous retirement solution that would meet the demands of today’s alternative micro-investor. Most significantly, the piece summarized the two distinct individual retirement account prototypes – the Brokerage IRA and the Trust Company IRA – which are vying to become the self-directed IRA exemplar and dominate the $14 trillion retail retirement market. Sometimes I feel like I am the only one sensing a war brewing in the retail retirement market. But then again, I am somewhat clairvoyant. Perhaps the majority of America’s retail investors are too busy reluctantly allocating their retirement dollars to sanctioned bond funds – many of which yield more clout than performance – to even notice the race to create a next-generation retail retirement product that will economically custody coveted micro-sized alternative investment […]
Brian Korn is a corporate and securities attorney at the law firm Manatt, Phelps & Phillips, LLP
By Shane Liddell is the CEO and chief Crowdfundologist at Smart Crowdfunding LLC,. Crowdfund Beat Guest post, Part 3 –The (really) Ugly Introduction In Part 1 I covered all of the good things that we have seen as crowdfunding continuously gathers momentum across the world. The future looks bright indeed! In Part 2 I wrote of changes within the industry, especially within rewards based crowdfunding – the competition which makes it so much harder for the small guys and the Indiegogo platform now giving preferential treatment to corporates, allowing them “…to pay for special placement on Indiegogo’s site, making them more discoverable than other campaigns”. I also explained that although campaign creators are often labelled as scammers when they fail to deliver on their promises, in many cases this is not true at all. Here in Part 3, we delve into the dark world of extortion, blackmail and a whole host of other not so nice behavior. I’ll cover some real scams where the campaign creator’s intention from the very beginning was to steal people’s money, in some cases, with the crowdfunding platforms help too! Part 3-The (REALLY) UGLY Extortion and Blackmail Ethan Hunt – Micro Phone During our very […]
Alphabetically CrowdFundBeat Media, Copyright © All Rights Reserved Report: Real Estate Crowdfunding Set to Be $5.5 Billion Industry in 2017 Also: CrowdFunding Lists, Data, Analytics, Research, Statistics, Reports, Infographic Crowdfund Beat Media, “2020 Prospect Report”the leading research and advisory and firm specializing in crowdfunding solutions for private, public and social enterprises, has announced the release of its comprehensive 2017 CF-RE Crowdfunding for Real Estate report, which will provide the first ever detailed look at the intersection of real estate and crowdfunding. The 120-page report features data on the exponential growth of real estate crowdfunding, the emergence of specialized real estate crowdfunding platforms and how this revolutionary new method of real estate finance and investment is disrupting this asset class. Interesting to note that some platforms are purely providing additive capital to sponsored deals, earning a fee for intermedition, while some are a bit more compensatory, with the inclusion of management fees and a carried interest. As of now, all are focused on accredited investors, though one has included DPOs in their mix. Here is the lists: 2017 Real Estate Crowdfunding Sites. Alphabetically Acquire Real Estate American Colonial Capital American Homeowner Preservation AssetAvenue Becovillage Blackhawk Investments Corp Carlton Accredited Equity Crowdfunding Creative Equity Group […]
Just a few days after launching on crowdfunding platform Fig, Snapshot Games’ Phoenix Point project is currently nearing $450,000 thanks to 6285 backers. The initiative is seeking $500,000. As previously reported, Phoenix Point is described as a turn-based tactics and world-based strategy scifi game. The game’s story reads:... Read More
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VPAR, a UK-based golf technology platform, has completed its equity crowdfunding round on Seedrs and has secured over £1.2 million from investors. The campaign was launched in January, and the platform was seeking £1 million. VPAR was founded in 2007 and is seeking to change the golf experience for... Read More
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On Friday, crowdfunding platform PledgeMe announced the new pricing for its CrowdfundingU program. This news comes less than two months after the funding portal revealed it was providing tiered CrowdfundingU programs for equity and lending campaigns. CrowdfundingU offers a structured 6-week program for equity campaigners.... Read More
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The Securities and Exchange Commission is partnering with New York University on an event tackling the topic of the declining initial public offering market (IPO). Organized under the auspices of the SEC’s Division of Economic Risk Analysis (DERA), the half day dialogue is being held... Read More
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CBRC Releases Documentation to Regulate Small Cash Loans Market This week, China Banking Regulatory Commission released a documentation “Guidelines on risk prevention and control in banking industry” to regulate the small cash loans market by perfecting the in-out mechanisms, paying more attention to the supervision... Read More
This week, Crowdfunder UK reported that more political candidates are excepted to crowdfund their election campaign in the snap general election. The crowdfunding platform revealed that just a little over a week since the election, projects on its website have raised £200,000 in the politics category.... Read More
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Just a little over a year after securing nearly £500,000 through its first Crowdcube campaign, London-based Redchurch Brewery has made its return to the equity crowdfunding platform to raise £400,000. Since its establishment six years ago, the Redchurch Brewery has grown from a single archway... Read More
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On Friday, Kickstarter announced as part of its mission to bring creative projects to life, it has launched the pilot of its new Kickstarter Creators-in-Residence program. The crowdfunding giant stated that during the pilot, it will open its Brooklyn headquarters doors to various campaign alumni... Read More
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Independent wine merchant and wine bar concept, Humble Grape, is set to open a third site in Islington this upcoming summer. The news comes just a few weeks after the company secured its initial 1 million funding target through its latest equity crowdfunding campaign on... Read More
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In an attempt to enhance their understanding of the Fintech industry, the Autorité des marchés financiers (AMF) in Quebec, Canada, has announced the creation of a Fintech Lab. The Fintech Lab, which will be accessible to all AMF employees contributing to the projects of the Fintech... Read More
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